{"id":225,"date":"2017-05-05T18:33:40","date_gmt":"2017-05-05T22:33:40","guid":{"rendered":"https:\/\/sites.temple.edu\/tlao\/?p=225"},"modified":"2017-05-05T18:33:40","modified_gmt":"2017-05-05T22:33:40","slug":"do-i-have-to-worry-about-my-healthcare-because-the-house-passed-a-trumpcare-bill","status":"publish","type":"post","link":"https:\/\/sites.temple.edu\/tlao\/2017\/05\/05\/do-i-have-to-worry-about-my-healthcare-because-the-house-passed-a-trumpcare-bill\/","title":{"rendered":"Do I have to worry about my healthcare because the House passed a Trumpcare bill?"},"content":{"rendered":"

Yesterday, the House of Representatives passed a law seeking to end part of Affordable Care Act health insurance, often called Obamacare, and replace it with the Affordable Health Care Act, often called Trumpcare.\u00a0 How does this affect you?<\/p>\n

For the present, it does not affect your health insurance but it may affect it substantially. \u00a0For the law passed by the House to become a United States law, the Senate must pass the law, too, and the President must sign it.\u00a0 It is not clear that the Senate will pass the law and it has not done so yet.\u00a0 For now, the Affordable Care Act is in place and the law is the way it has been.\u00a0 If you count on Obamacare for your health insurance, the House passing this law has not changed anything.<\/p>\n

Should you be worried? \u00a0Many should.\u00a0 If the Senate passes the same law or a similar one on which the House and Senate can agree, some people may lose their health insurance or must pay a lot more to purchase it.\u00a0 People with preexisting conditions who need to buy insurance may be put into higher risk insurance pools.\u00a0 These people would have to pay substantially higher premiums that could be very hard to afford.\u00a0 Further, insurance companies that can now charge seniors three times more for their policies due to higher risks could be able to charge five times more.<\/p>\n

People who rely on Medicaid for their health insurance In Pennsylvania may face severe cuts as Medicaid expansion may end.\u00a0\u00a0 Medicaid expansion makes it so that many people below 138% of the federal poverty line qualify for health insurance.\u00a0 That program may begin to be defunded, making it so that Pennsylvania may have to go back to only covering only the poorest of those people and cover fewer medical services and medicine. Some people may be allowed to remain on expanded Medicaid, but a one month lapse in Medicaid may mean that they could be considered new applicants and may not qualify. \u00a0It is also unclear if state’s would keep the program. \u00a0People relying on Home and Community Based Services that provide home and nursing care to people so that they can remain in their homes instead of in nursing homes could face drastic cuts.<\/p>\n

All people with\u00a0\u00a0insurance will be at risk of having their policies cover fewer things, including some more expensive treatments and medicines, as all health policies will not have to cover many basic things the Affordable Care Act required to be minimum things covered.\u00a0 People likely to benefit under the House bill are people with limited medical expenses and higher income.<\/p>\n

A good source to keep up on this issue in Pennsylvania is the Pennsylvania Health Law Project\u2019s webpage at www.phlp.org<\/a>.\u00a0 A good summary of the differences in the bill passed yesterday and the Affordable Care Act is on the Kaiser Family Foundations webpage at http:\/\/kff.org\/interactive\/proposals-to-replace-the-affordable-care-act\/<\/a> .\u00a0 The bill is not law yet, and many things parts of the bill may change before it becomes law so that it affects more or less of your benefits.\u00a0 For now, your health insurance remains intact.<\/p>\n","protected":false},"excerpt":{"rendered":"

Yesterday, the House of Representatives passed a law seeking to end part of Affordable Care Act health insurance, often called Obamacare, and replace it with<\/p>\n

Continue ReadingDo I have to worry about my healthcare because the House passed a Trumpcare bill?<\/span><\/a><\/div>\n","protected":false},"author":1215,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"footnotes":""},"categories":[4],"tags":[],"class_list":["post-225","post","type-post","status-publish","format-standard","hentry","category-news","entry"],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":148,"url":"https:\/\/sites.temple.edu\/tlao\/2014\/07\/01\/temple-legal-aid-interns-work-highlighted-at-pa-long-term-care-commission-public-hearing\/","url_meta":{"origin":225,"position":0},"title":"Temple Legal Aid Intern\u2019s Work Highlighted at PA Long Term Care Commission Public Hearing","author":"Spencer Rand","date":"July 1, 2014","format":false,"excerpt":"At a public hearing of the PA Long Term Care Commission focusing \u00a0on funding priorities for long-term care in light of the Affordable Care Act, our intern Leslie Allen had her white paper highlighted, discussed, distributed, and entered into the record.\u00a0 Entitled Adopting the Community First Choice Option in PA:\u2026","rel":"","context":"In "News"","block_context":{"text":"News","link":"https:\/\/sites.temple.edu\/tlao\/category\/news\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":219,"url":"https:\/\/sites.temple.edu\/tlao\/2017\/05\/04\/what-happens-to-my-children-if-i-die-or-become-very-sick\/","url_meta":{"origin":225,"position":1},"title":"What happens to my children if I die or become very sick?","author":"Spencer Rand","date":"May 4, 2017","format":false,"excerpt":"If you have young children, you may worry about what will happen to them if you become too sick to take care of them, or if you die. There are steps you can take to make sure your children are taken care of by someone you know and trust. However,\u2026","rel":"","context":"In "Know the Law"","block_context":{"text":"Know the Law","link":"https:\/\/sites.temple.edu\/tlao\/category\/know-the-law\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":88,"url":"https:\/\/sites.temple.edu\/tlao\/2013\/07\/19\/general-assistance-for-poor-pennsylvanians-with-disabilities-not-restored-by-the-commonwealth-court\/","url_meta":{"origin":225,"position":2},"title":"General Assistance For Poor Pennsylvanians with Disabilities Not Restored By The Commonwealth Court","author":"Spencer Rand","date":"July 19, 2013","format":false,"excerpt":"In June 2012, Pennsylvania terminated its General Assistance program for Poor Pennsylvanians suffering with disabilities. \u00a0Though this action was challenged in court, the Commonwealth Court decided in June 2013 that Pennsylvania could do so. \u00a0The minimal amount of money that these people received, $205\/mth, was not restored. \u00a0You can read\u2026","rel":"","context":"In "News"","block_context":{"text":"News","link":"https:\/\/sites.temple.edu\/tlao\/category\/news\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":171,"url":"https:\/\/sites.temple.edu\/tlao\/2015\/03\/31\/taking-a-clinic-to-find-your-public-interest-calling-while-learning-skills\/","url_meta":{"origin":225,"position":3},"title":"Taking A Clinic To Find Your Public Interest Calling While Learning Skills","author":"Spencer Rand","date":"March 31, 2015","format":false,"excerpt":"Sometimes lost in the discussion of why law school clinics have value is the clinic\u2019s role in helping students develop their public interest calling and voice. Certainly, clinics are great places to learn practice skills and develop a professional identity\u2014by lawyering under the supervision of an attorney, particularly in the\u2026","rel":"","context":"In "News"","block_context":{"text":"News","link":"https:\/\/sites.temple.edu\/tlao\/category\/news\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":110,"url":"https:\/\/sites.temple.edu\/tlao\/2013\/07\/31\/summer-intern-helps-get-client-ssi-benefits-long-denied-him\/","url_meta":{"origin":225,"position":4},"title":"Summer intern helps get client SSI benefits long denied him","author":"Spencer Rand","date":"July 31, 2013","format":false,"excerpt":"Rising 2L Jeremy Giatras had a very productive summer at TLAO! \u00a0Along with working with clients at Action AIDS and Liberty Resources and preparing cases for our fall clinical interns, Jeremy did in-depth legal work representing several people seeking SSI benefits. \u00a0Among his clients, Jeremy built on the work of\u2026","rel":"","context":"In "News"","block_context":{"text":"News","link":"https:\/\/sites.temple.edu\/tlao\/category\/news\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":211,"url":"https:\/\/sites.temple.edu\/tlao\/2017\/05\/04\/getting-ssi-or-social-security-faster-with-stage-4-cancer-or-other-very-serious-illnesses-asking-for-a-compassionate-allowance\/","url_meta":{"origin":225,"position":5},"title":"Getting SSI or Social Security faster with stage 4 cancer or other very serious illnesses: asking for a Compassionate Allowance","author":"Spencer Rand","date":"May 4, 2017","format":false,"excerpt":"You can get Social Security to decide your SSI or Social Security application more quickly if you convince Social Security to process your case as a \u201cCompassionate Allowance\u201d case.\u00a0 If Social Security considers your case a Compassionate Allowance case, you do not win automatically\u2014you still must prove that you have\u2026","rel":"","context":"In "Know the Law"","block_context":{"text":"Know the Law","link":"https:\/\/sites.temple.edu\/tlao\/category\/know-the-law\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/sites.temple.edu\/tlao\/wp-json\/wp\/v2\/posts\/225","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sites.temple.edu\/tlao\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sites.temple.edu\/tlao\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sites.temple.edu\/tlao\/wp-json\/wp\/v2\/users\/1215"}],"replies":[{"embeddable":true,"href":"https:\/\/sites.temple.edu\/tlao\/wp-json\/wp\/v2\/comments?post=225"}],"version-history":[{"count":0,"href":"https:\/\/sites.temple.edu\/tlao\/wp-json\/wp\/v2\/posts\/225\/revisions"}],"wp:attachment":[{"href":"https:\/\/sites.temple.edu\/tlao\/wp-json\/wp\/v2\/media?parent=225"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sites.temple.edu\/tlao\/wp-json\/wp\/v2\/categories?post=225"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sites.temple.edu\/tlao\/wp-json\/wp\/v2\/tags?post=225"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}