Starting college is an exciting yet daunting experience, especially for first-generation students who often face unique challenges. One of the most significant hurdles can be the financial aspect of higher education. Understanding and managing college expenses is vital for ensuring that your academic journey remains focused on success rather than financial stress.
As a first-generation student, you may not have the same financial guidance that others might rely on. Many resources and insights about tuition, fees, and living expenses might not have been part of your family discussions, leaving you to navigate this uncharted territory alone. This can make college expenses feel overwhelming.
Tuition fees can be the most apparent financial burden, but they represent just a fraction of the total costs involved in college life. You’ll also need to consider expenses such as textbooks, supplies, housing, food, transportation, and personal expenses. All of these add up quickly and can create significant financial pressure.
Exploring Financial Aid and Scholarships
Remember the power of financial aid and scholarships! Many institutions offer grants and scholarships specifically for first-generation students. Temple provides a scholarship portal that connects you with scholarships that you are eligible for based on your demographic and academic information.
Using Campus Resources
Temple offers fantastic resources that you should take advantage of, including:
- Cherry Pantry: Save money on toiletries by visiting the Cherry Pantry whenever you need items like razors, soap, toothpaste, toothbrushes, or pads. The Cherry Pantry also hosts weekly food distributions, allowing you to receive a bag full of vegetables, such as lettuce, avocados, tomatoes, and bell peppers, for free.
- Student Health Services: Your tuition also covers your health at Temple! If you’re feeling unwell or need over-the-counter medication, Student Health Services is here to help. You are eligible for physicals, eye exams, and other standard check-ups. They also provide referrals to specialists, like dermatologists and gynecologists, if you require those services.
- Tax Services: At Temple, you’re surrounded by a school full of accounting majors who are ready to assist you during tax season! From January to March, these accounting students volunteer their time to help students and local residents file their taxes for free.
And remember, you’re also paying for these services with your tuition money, so take advantage of them!
Other Fun Money-Saving Hacks
Here are some additional tips I’ve learned along the way for saving money:
- Septa: If you’re traveling on buses, the Market-Frankford Line, or the Broad Street Line, your SEPTA transpas allows for 2 free transfers within the first 2 hours of your initial ride.
- Food Assistance: Full-time college students living away from their parents may qualify for SNAP, which can help reduce your food expenses.
- Shows: Temple students are eligible for $5-$15 tickets at the Kimmel Center when you show your student ID at the front desk. You can call or confirm in person within an hour of the show’s opening time to check for available seats.
- Phone/Internet Discounts: Students can receive a $9.25 discount on their monthly internet or phone bills by uploading their tuition or income statements.
- Discounted Haircuts (and More): Many students at the Jean Madeline Aveda Institute are in training in hair services and need just a license to secure their working permits. Several people I know have used their services and achieved great results! Hair cuts are $16 and highlights are $65!
- Parking: If you drive to campus and want to avoid parking fees, there’s an app that shows you which streets offer free parking, including in busier areas like Center City.
- Fun Classes: College isn’t just about career-focused courses! Take advantage of your time at Temple by enrolling in fun classes. For example, you can find classes on welding, woodworking, glassblowing, and more! Keep in mind that these classes would cost significantly more outside of college, so enjoy the opportunity while you can!
Navigating college expenses as a first-generation student may seem daunting, but with careful planning and the right resources, it is entirely manageable. Remember that you’re not alone in this journey. Reach out for help, explore your options, and stay mindful of your spending.
